Terms of Use
Effective Date: May 07, 2025
These Terms of Use ("Terms") govern your use of the Joseph’s Financial website and services ("Services", which include the website). By using our website and services, you agree to these Terms.
Use of Our Website
By accessing or using our website, you agree to comply with these Terms and any applicable laws. If you do not agree with these Terms, you should not use our website or services.
Services Provided
Joseph’s Financial provides financial services, including but not limited to estate planning, retirement planning, life insurance, and Medicare consultation. These services are subject to change at any time without prior notice.
Intellectual Property
All content on the Joseph’s Financial website, including text, graphics, logos, and images, is the property of Joseph’s Financial or its licensors and is protected by copyright laws. You may not copy, distribute, or use any content without express permission.
Account Creation and Security
To use certain services on our website, you may need to create an account. You are responsible for maintaining the confidentiality of your account and for all activities that occur under your account. Notify us immediately if you believe your account has been compromised.
Limitation of Liability
Joseph’s Financial is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services, including but not limited to loss of data, business interruption, or personal injury.
Termination of Use
We may suspend or terminate your access to our website and services at our sole discretion, without notice, for any reason, including violation of these Terms.
Indemnification
You agree to indemnify and hold harmless Joseph’s Financial, its affiliates, and its employees from any claims, losses, damages, or liabilities resulting from your violation of these Terms or your use of our website and services.
Changes to These Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page, and the updated Terms will be effective immediately upon posting. Your continued use of the website following any changes constitutes your acceptance of the revised Terms.
Governing Law
These Terms are governed by the laws of United States, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved in the appropriate courts in New Mexico.
Contact Us
For any questions regarding these Terms, please contact us at:
Email: Estateplanning@josephsfinancial.com
Phone: (505)900-1147